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Its shared equity five-year fixed rates start from 4.93percent with a 999 fee (60percent LTV). LendInvesthas cut fixed rates by up to 0.45 percentage points and reintroduced a five-year fixed rate at 90percent loan to value at 6.29percent. Elsewhere in the market, lenders have continued to cut fixed rates, buoyed by falling swap rates and greater market stability. Accord, part of Yorkshire building society, has announced rate increases across a number of its residential fixed rate deals.